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Set it once,
Let it run.

Automate your payments, payouts, and reconciliation with our API so processes run themselves and the manual errors that cost you disappear.

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View API docs

We like the rules, they keep
your money yours… and safe.

Foren is FCA authorised in the UK, and FINTRAC registered in Canada.

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What you can build
with the Foren Platform

Global payouts, collections, FX and compliance checks through a single set of endpoints. Full documentation with code samples in Python, PHP, Node and Ruby, and a sandbox that mirrors production, so you test every call before any live funds move.

Global accounts and payments, without the complexity.

Multi-currency accounts and global transfers for businesses that operate across more than one market.

  • Multi-currency business account
  • Global transfers in 170 countries
  • Safeguarded Account
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Pay recipients in their local currency, at scale.

Send to bank accounts, mobile money, email addresses in the corridors that matter most to your customers, over direct connections to local payment systems, with live FX and status updates returned through the API.

  • Local payouts in Nigeria, Kenya, India, Pakistan, the UK, Canada, the US and more
  • USD payouts to 170 countries
  • Instant payment on supported currency rails
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Get paid in local currency, from customers everywhere.

Collect in GBP, CAD, NGN and more, as if you were a local business. Every payment is matched automatically, and you choose the currency you settle in.

  • Accept international cards and settle automatically into your Foren global account, in the currency you choose
  • Local rails in each market: virtual accounts for NGN, Interac for CAD, cards and open banking for GBP and so on.
  • Instant webhooks the moment funds land, with payer details attached
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Your first API call
takes ten minutes.

Test collections, cross-border payouts, and live FX rates, with no live funds. The sandbox mirrors production exactly.

Read documentation →
$
import requestsurl = "https://laas.foren.co/payout/Disbursement/Payout/FundTransfer"headers = { "accept": "application/json", "content-type": "application/json"}response = requests.post(url, headers=headers)print(response.text)
$

Payout queued. Settles in 1 business day.

$

Enter a shell command...

Go live in days,
not months.

Sandbox access

Register and receive credentials immediately.

Integration call

Technical call with the Foren engineering team.

Compliance review

We review the integration, use case, and partner entity.

You’re all set!

We issue your credentials, and you’re all set!

Built for builders
at every scale

For Financial Institutions

Your brand. Your customers. Our rails.

  • Regulated infrastructure run end to end

    Move money over rails we own and license ourselves, with KYC, KYB, and screening carried in-market. Your team inherits the compliance instead of building it.

  • Direct access to local payment systems across [X] markets

    Settle quickly and at low cost in The Uk, USA,Canada, Kenya, India....Reach corridors where you hold no banking relationship, the ones your customers would otherwise switch providers to serve.

  • Inherit the in-market compliance

    KYC, KYB, and screening run through our regulated permissions in each corridor. You extend reach; we carry the reporting obligation that comes with it.

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For Fintechs and MTOs

You know the corridor. We handle what happens underneath it.

  • Built for African and diaspora corridors.

    Direct local payouts into Nigeria and Kenya, plus India and Pakistan, from the UK, Canada and the US.

  • Payouts at volume.

    Single or bulk payouts in local currency, with status and reconciliation data returned through the API.

  • Treasury through the API.

    Hold, convert and settle across currencies programmatically. Your finance team runs the flow, not the infrastructure.

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For SaaS platforms

Global from day one.

Bill international customers, pay your users and earn on every transaction, all inside your product.

  • Get paid by customers abroad.

    Bill subscriptions and invoices in GBP, USD, CAD, NGN and other currencies. Accept payments by card, Open Banking, Interac, Apple Pay or local bank transfer.

  • Pay out to your users.

    Send earnings to sellers, creators or contractors in their local currency, one at a time or in bulk, straight from your product.

  • Turn payments into revenue.

    Offer collections, FX and payouts under your own brand, earn on every transaction, and keep the data.

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For Non-Financial Platforms

Add money movement to your platform without becoming a payments company.

Collect, pay and convert across borders through one integration. KYC, KYB and screening run through our regulated entities.

  • Collect from customers anywhere.

    Take school fees, bookings or orders from customers abroad in GBP, USD, CAD, NGN and other currencies matched automatically to each payer.

  • Pay suppliers and partners abroad.

    Settle invoices with suppliers, hotels or vendors in their local currency, without opening accounts in each market.

  • Pay people, not just businesses.

    Send payroll, commissions or driver earnings in local currency, one at a time or in bulk.

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Foren Platform FAQs

What is FOREN API?

FOREN API lets businesses build cross-border payments, FX, and multi-currency accounts directly into their own products. It covers collections, payouts, currency conversion, and local payment rails through a single integration.

Who is FOREN API for?

It's built for financial institutions, fintechs and payment companies, marketplaces and platforms, and enterprise operations teams managing supplier payments or treasury across borders.

What's the difference between FOREN API and Business Banking?

Business Banking is a ready-to-use platform for managing your own company's international payments. FOREN API is for businesses that want to offer these capabilities inside their own product, or run their payment operations programmatically. If you're not sure which fits, speak with our team.

What can I build with FOREN API?

Common uses include global payout platforms, marketplace settlements, cross-border checkout, payment orchestration products, and automated payments.

How do I get access?

Select Start building on foren.co, or speak with our team to discuss your use case.

What do I need to onboard?

Your business registration documents, verification of directors and beneficial owners, and a description of your use case and expected volumes.

Do I need my own licence to use FOREN API?

Licensing requirements depend on your business model, the services you offer, and the countries in which you operate. Businesses in a regulated industry require specific licences to use the Foren API

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Start building
with Foren.

We guide onboarding end to end so you go live without guesswork.

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